Whether or not to take out travel insurance when traveling to Brunei is a decision that depends on various factors. It's essential to consider your individual circumstances, such as your health, planned activities, and the length of your stay. While Brunei is generally considered safe for travelers, unexpected incidents such as accidents, illnesses, or flight cancellations can still occur. Travel insurance can provide financial protection and assistance in such situations, offering peace of mind during your trip. However, it's crucial to research different insurance options and carefully read the policy terms and coverage to ensure it aligns with your needs and preferences. Ultimately, the decision to purchase travel insurance for Brunei should be based on your personal risk tolerance and the level of coverage you desire.